Long Term Disability Insurance

Long term disability insurance is insurance that will pay a portion of an employee’s salary if he or she is unable to work for more than 90 calendar days due to a non-work related accident, injury or illness.  All benefit eligible employees receive the basic benefit (40% of monthly base pay with a maximum monthly payout of $1,250).  Additional coverage options are available.  See below for more information.

Long Term Disability Flyer

Long Term Disability Informational Video

LTD Coverage Option Summary

Plan limitations and exclusions

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